xpressi pay@300x-100 (1).jpg

INTEGRATABLE, RELIABLE & HIGHLY SECURE CARD ISSUANCE SOFTWARE

WHAT IS XPRESSI PAY?

Xpressi Pay is the secure solution for issuers to create a custom bank branded e-wallet with options for Host Card Emulation (HCE-NFC) and Customer-Presented QR Codes all in a user-friendly application.

KEY BENEFITS TO THE ISSUER:

  • BULLET POINTS HERE

KEY BENEFITS FOR THE CUSTOMER:

  • BULLET POINTS HERE

XPRESSI PAY FLOW CHART

XPRESSI CORE SERVER FEATURES

  • Lifecycle management including personalization, activation, and deactivation.

  • EMVCo compliant tokenization service.

  • All financial institution data and other sensitive data is encrypted so no data can be inappropriately shared.

  • High reliability, availability, scalability and performance.

  • Configurable reporting and monitoring.

  • Meets certification requirements and procedures:
    • MasterCard
    • Visa
    • PCI

HCE - NFC PAYMENTS

Near-Field Communication (NFC) is a set of communication protocols that allow for a mobile phone and a payment terminal to establish communication by bringing them together in close proximity.

 

Host Card Emulation (HCE) is the technology that enables a mobile phone to replicate a contactless card on to an NFC equipped device without requiring a secure element on that device.

 

Merchant terminal doesn’t have eyes so when contactless payment is present it can’t differentiate between dual interface card, contactless only card or a mobile device enabled with NFC.

XPRESSI DATA PREPARATION FEATURES

Financial institutions may provide data in a variety of input modes via:

• Web services
• Files in clear text, encrypted by shared KEK, PGP encrypted

• IBM Websphere MQ queues Financial institutions may provide data in many different formats:
•Fixed
•P3

•XML

Flexible input parsing rules Easily configurable default EMV values.

XPRESSI KEY MANAGEMENT FEATURES

  • Securely manages keys.

  • Keys are never in the clear outside of the HSM.

  • Facilities are available to securely share keys between trusted parties.

  • Supports a variety of HSMs so integration with other sources is easy.

  • Easy and secure user interface to manage keys and certificates.

XPRESSI PAY FLOW CHART

APPLY FOR SOFTWARE TRAINING

NBS Technologies continuously develops, upgrades and improves its software packages to ensure that it has the latest security features and system updates. Our specialised training programmes have been developed so that they are easy to follow and broken down into quick, easy steps. Everyone's needs and requirements are different and NBS Technologies can create training session specifically dedicate to your individual requirements.

NEWS

NBS TECHNOLOGIES INC - MINNESOTA - UNITED STATES OF AMERICA 2020