Eliminating credit card fraud is the driving force behind the global migration to EMV™ (Europay Mastercard® Visa®) - also referred to as chip card technology. Although migrating to the EMV / chip card standard is beneficial to financial institutions and their clients alike, most financial institutions are finding the migration process both a daunting and confusing task. That's where NBS can help.

Migrating to single and multi-application EMV / chip cards requires a card issuance solution that integrates sophisticated data preparation, security, key management and EMV / chip card configuration control. Unlike standard magnetic stripe cards, the issuance of EMV / chip cards requires the preparation of specialized personalization scripts, application and card keys and issuer certificates.

UbiQ Software offers market
leading EMV / chip card compliance and migration solutions

NBS, using our UbiQ™ software solutions, can aid in the whole EMV / chip card migration/compliance process - we have over 90 operational EMV / chip card installations worldwide - our experience and technical savvy is second to none.

So, whether your business is a large financial institution centrally producing high volumes of debit/credit cards or a small credit union offering debit cards instantly to your members, we have the software, hardware and in-house experts to make the migration simple. Both our distributed / remote / branch instant EMV card issuance and central EMV card issuance solutions give your business the flexibility to meet your growing business needs as well as ensuring complete EMV / chip card compliance.

NBS EMV card software solutions function across card personalization equipment platforms

The core architecture of UbiQ software allows supportability of any smart card platform and application as well as most brands of card personalization equipment. This cross platform capability enables card issuers to leverage existing equipment of various brands and expand capacity with our full range of NBS card personalization printers and embossers. Further, it is Global Platform™ and CPS compliant™.

The benefits of our UbiQ software solution includes:

1. Enables you to design a complete card issuing system using components that meet your specific requirements - including non-NBS hardware
2. Future smart card programs can be supported with minimal modifications
3. A single card personalization system provides the foundation to meet the needs of all current and future smart card programs
4. Because our solution can be configured to support various card personalization equipment and Hardware Security Modules, it can cost-effectively support both pilot and large volume card issuance without application modifications

Central EMV Card Issuance Solutions (High-Volume)

The Hardware:
NBS offers a complete EMV / chip card issuance solution for high-volume card issuers using the Horizon™ brand of card personalization systems. Lower volume card issuers requiring embossing capabilities can utilize the Advantage™ brand of card embossers. Both solutions bring the flexibility, quality and cost effectiveness that the financial market demands.

The Software:
Our UbiQPersoMaster™ EMV / chip card software, designed by our UbiQ Software group, our in-house team of software developers, is the patented cross-platform EMV / chip card software specifically designed with the high-volume centralized card issuer in mind and offers the complete confidence that your card personalization operation works efficiently and is fully EMV compliant. Click here to learn more

The diagram below presents our core EMV application modules. Optional add-on modules are also available. See UbiQPersoMaster for details.

Hardware, Software Customizations

Click here to enlarge image

Instant EMV Card Issuance Solutions
Distributed / Remote/ Branch Instant Card Issuance

The Hardware:
For branded and non-branded cards that require embossing, our Advantage brand of card embossers can surely deliver. Our most recent addition, Advantage M20 was designed specifically with the financial instant card issuance requirements in mind.

For non-embossing applications, our Javelin and ImageMaster brand of card printers offer unsurpassed quality and reliability at a cost that is easy on the budget. These card printers have the ability to deliver single-sided or dual-sided cards in a full colour and/or monochrome in a low(er) volume environment.

The Software:
Specifically developed for EMV / chip card instant distributed / remote / branch card issuance, our Xpressi™ software, part of the UbiQPersoMaster™ brand of products, was designed to answer the needs of the financial market to deliver EMV / chip card compliant personalized cards to customers while maintaining centralized control of data and design. Whether you require contact or contactless EMV / chip card compliant card issuance, Xpressi™ software delivers the utmost in flexibility - multi-card support and multi-printer support. Click here to learn more.

NBS... your answer to the EMV card migration question

Advantage, ImageMaster and UbiQPersoMaster are trademarks of NBS Technologies Inc.

Horizon is a registered trademark of NBS Technologies Inc. in the US and Canada and a trademark in other countries.

UbiQ and the UbiQ logo are registered trademarks of NBS Technologies Inc. in the US, European Union and Australia and are trademarks in other countries.

Xpressi is a trademark of NBS Technologies Inc. with registration completed or pending in Canada, European Union , Peru and Chile and trademarks in other countries.